Market Intelligence Report – June, 2025
Global markets in June reflected a mix of caution and quiet shifts. While central banks paused rate hikes, inflation remains above target in many economies. Political events in Europe and Africa added fresh layers of uncertainty. For investors, the backdrop calls for a steady hand: strong diversification, FX-aware positioning, and a preference for quality yield. This month’s report covers macro trends shaping global capital markets, regional signals from across Africa, and focused insights into Nigeria’s economic pulse. Global Economic Overview Key Developments Commodities Noteworthy Global Events Political and Geopolitical Movements Local Economic Insights Africa Nigeria Investment Opportunities in African Markets Closing Thoughts June confirmed what many investors already suspected — we’re not out of the woods, but we’re not in a crisis either. In times like these, capital preservation matters just as much as upside. We’re seeing renewed interest in dollar strategies, private market access, and regionally diversified vehicles. Volition Cap remains focused on building long-term African wealth, especially through institutional-grade access to alternatives. Talk to us about repositioning your portfolio for resilience and growth. Sources:
Challenges and Opportunities for Real Estate Investment in Africa
Real estate investment in Africa is gaining traction as investors search for high-growth markets beyond traditional territories. With a growing population, rapid urbanization, and increasing demand for housing and commercial infrastructure, Africa offers unique opportunities. However, navigating this landscape also comes with its own set of challenges. In this article, we explore both the hurdles and the high-potential areas that define real estate investment in Africa today. Why Africa Is Attractive for Real Estate Investment Africa’s real estate sector is being reshaped by several powerful trends: 1. Rapid Urbanization According to the United Nations, Africa’s urban population is projected to triple by 2050. This urban shift creates a massive need for housing, commercial spaces, shopping malls, and mixed-use developments. 2. Expanding Middle Class A growing middle class across countries like Nigeria, Kenya, Ghana, and South Africa is driving demand for modern housing, retail centers, and office spaces. This demographic is increasingly seeking quality real estate options. 3. Infrastructure Development Major infrastructure projects—including roads, railways, and airports—are opening up new corridors for real estate development, especially in emerging cities. Key Challenges in Real Estate Investment in Africa While the opportunities are compelling, real estate investment in Africa also comes with complexities. Understanding these can help investors plan effectively. 1. Land Ownership and Legal Hurdles Many African countries have fragmented land registration systems. Land disputes, unclear titles, and slow documentation processes can stall projects or increase legal risk. 2. Limited Access to Financing High interest rates, underdeveloped mortgage markets, and limited access to long-term financing can be barriers for both developers and buyers. 3. Currency and Economic Volatility Exchange rate fluctuations and economic instability in some regions can affect property values and returns, especially for foreign investors. Emerging Trends and Growth Opportunities Despite the challenges, smart investors are finding ways to thrive by aligning with emerging trends: 1. Affordable Housing With a housing deficit of over 50 million units across the continent, affordable housing remains one of the most viable segments. Governments are increasingly supporting public-private partnerships to close this gap. 2. Proptech Innovations Startups are using technology to simplify property search, verification, payments, and property management. These tools are making real estate investment in Africa more transparent and accessible. 3. Green and Sustainable Buildings Eco-conscious developments are gaining traction, particularly in upscale residential and commercial markets. These projects attract high-end buyers and help future-proof investments. Conclusion Real estate investment in Africa is not without risk, but it holds unmatched potential for those who understand the landscape. Successful investors are those who do their homework—partnering with trusted local experts, conducting due diligence, and aligning with long-term trends. As Africa continues to grow and urbanize, the continent is set to become one of the most dynamic real estate frontiers in the world. For savvy investors, now is the time to take a closer look. Also read
Stages of Wealth
There are four stages of wealth. Master them to attain financial independence. The stages can be represented by the acronym, LIFE. But you start from E and work your way up until you reach L. Let me break things down for you. E is for expenses Start a job or business and keep hustling until you make enough money for your daily needs. If you’re not making ends meet, it’s not yet time to invest. However, once you have some disposable income, start saving at least 10% of every income for investment. That’s stage 1 and the first step to escaping the poverty trap! F is for favourites At this stage, your basic needs are already met. You can choose to travel, buy a car or send your kids to better schools. You have extra income to spend on things you like. You can even change jobs or start a business, because you have savings to tide you over, if you make the wrong choice. At this point, increase the percentage you invest to at least 30%. Stop spending the excess on shiny new toys. I see people make this mistake all the time – wasting their seed in times of plenty. I is for independence As your investments finally become significant, the returns will be enough to live on, if you stop working. At this stage, you work at your pace because there is no fear of poverty. You have enough assets to last a lifetime. That’s stage 3 of wealth. My advice at this point is to never touch your principal or core holdings, but to spend the returns instead. This is an efficient way to keep your wealth and pass it on to the next generation. L is for legacy At this juncture, your preoccupation isn’t making money per se. It’s about how best to structure, protect, document and spend it. Your discussions now should revolve around Trusts, Wills, Philanthropy and Influence. Employ financial professionals to take care of your interests and then please enjoy your life in peace and prosperity. You’ve reached stage 4 and have surely earned it. In Conclusion You can attain all four stages of wealth in 5, 10 or 20 years. The choice is yours, but you will need discipline, financial literacy and credible investments along the way. Thank you for reading! If you would like to learn how to navigate the stages of wealth, please take our investment course.Â
How to Choose the Right Investment Fund for Your Goals as an African Investor
Selecting the right investment fund is a crucial step for African investors seeking to build wealth while effectively managing risk. With a broad range of options available, from mutual funds to private equity, making an informed decision requires a clear understanding of financial goals and market opportunities. This guide explores investment funds for Africans and how to choose the best one to align with your objectives. Defining Your Investment Goals Before committing to an investment fund, it’s important to clarify your objectives. If your primary goal is long-term wealth accumulation, equity funds and venture capital present promising opportunities. For those seeking a steady income stream, fixed-income funds such as bonds and dividend-focused funds provide reliable returns. If minimizing volatility is a priority, balanced funds offer a mix of growth and stability, making them a solid choice. Understanding Investment Fund Options for Africans African investors have various investment funds for Africans to suit different financial goals and risk levels. Evaluating Fund Performance and Fees Assessing an investment fund’s performance and cost structure is crucial. Reviewing historical returns helps gauge consistency and long-term stability. The expertise of fund managers also plays a significant role in achieving favourable outcomes. Additionally, expense ratios and management fees should be carefully examined, as high costs can diminish overall returns. Opting for funds with competitive fees ensures better profitability in the long run. Choosing Between Local and International Investment Funds African investors must decide whether to invest in local or international funds. Investment funds for Africans that focus on regional markets allow investors to capitalise on Africa’s economic growth. Conversely, international funds provide diversification and access to mature global markets, helping mitigate risks associated with investing solely in one region. Aligning Investments with Risk Tolerance Every investor has a unique risk appetite. Seeking Professional Guidance Navigating investment options can be complex, making professional advice invaluable. Financial advisors help tailor investment strategies based on individual financial goals, regulatory considerations, and tax implications. Conclusion Choosing the right investment funds for Africans requires careful planning and a clear understanding of financial objectives. By evaluating investment options, assessing fund performance, and considering risk tolerance, African investors can make strategic decisions that align with their long-term goals. Whether investing locally or internationally, selecting the right fund can drive wealth creation and financial security. Join our Investment Club
Navigating Markets: Insights and Strategies for African Investors
Global economic insights for African investors: strategies to navigate international markets and make informed decisions. Global Economic Overview As we near the end of 2024, the global economy continues to face challenges with an IMF-projected growth rate of 3.0% for the year. Persistent inflation and high interest rates continue to weigh on advanced economies like the U.S. and the Eurozone, despite some easing in the UK, where inflation fell to 4.6% in October. However, concerns remain over consumer spending during the holiday season. Emerging markets, led by India and South Asia, maintain relative resilience, although growth rates are slightly lower than anticipated due to global headwinds. Sub-Saharan Africa is expected to see 3.5% growth in 2024, driven by improving private consumption and investments, though risks from political instability persist.Energy markets remain volatile as geopolitical tensions, especially in the Middle East, affect oil prices. Meanwhile, the U.S. Senate’s recent resolution to prevent a government shutdown provided short-term market relief but highlights long-term fiscal challenges. Impactful Global Events in Q3 Local Economic Insights In Nigeria, economic growth continued sluggishly, with an anticipated GDP growth rate of 3.1% for 2024. Persistent inflation, exchange rate instability, and high costs in food and energy pose ongoing challenges. The Central Bank of Nigeria (CBN) responded by raising the monetary policy rate to 27.25%, aiming to rein in inflation and provide some stability to the Naira, which traded between ₦1,400 and ₦1,500 per USD. Although foreign reserves hold steady at $37.8 billion, high borrowing costs and infrastructural deficiencies hamper key economic sectors like manufacturing. The recent operational launch of the Dangote Refinery brings hope, potentially alleviating some foreign exchange pressures by reducing Nigeria’s dependency on imported refined oil. Nigeria’s Sovereign Bonds and Commodities Nigeria’s current high interest rates have spurred interest in government bonds, which now offer attractive yields. However, these higher rates add to the government’s borrowing costs, which rely heavily on both local and international bonds. In the commodity sector, crude oil remains the backbone of Nigeria’s exports, although recent drops in oil prices due to geopolitical and supply chain dynamics have had an impact. Non-oil exports like cocoa saw growth, although challenges from poor infrastructure and regional insecurity remain critical issues. Investment Strategy Recommendations 1. USD Diversification Diversifying with USD-linked funds, like Vizient Coop’s Red Pool, offers a 10.5% return in USD, while Gold Pool, offers 12%. These are valuable opportunities for African investors, particularly those looking to mitigate risks associated with Naira volatility and inflationary pressures. 2. Alternative Investments in Bitcoin ETFs With the cryptocurrency market showing promising returns, Bitcoin ETFs remain a viable choice for those seeking alternative investments. Although the market sentiment was bearish in Q3, ETFs tracking Bitcoin continue to perform robustly, attracting significant institutional interest. 3. Sovereign-Backed Funds for Capital Security Given the high yields on Nigeria’s short-term government securities, investors seeking capital preservation with moderate returns may consider these sovereign-backed funds. These options cater to those looking for principal-guaranteed funds, reducing exposure to market volatility while providing stable returns in the short term. 4. Commercial Papers These unsecured, short-term debt instruments issued by corporations offer attractive yields and are ideal for those looking to manage liquidity while earning competitive returns in the current high-interest-rate environment. There have been some interested Nigerian Commercial Papers lately offering implied yields up to 28%. Ready to transform your financial future? Till next time, Stay savvy, stay prosperous.
A Key to Structured Investment with Asset Management Funds
Asset management funds pool resources from investors to invest in a diversified portfolio of assets, including stocks, bonds, real estate, and other securities. These types of funds are managed by financial professionals in Volition Cap who actively monitor and adjust the portfolio to achieve optimal returns while minimising risk. Why Use Asset Management Funds? Investing in asset management funds provides access to a broader range of investment opportunities than most individuals can manage on their own. They offer the advantage of professional expertise and diversified risk, making them an attractive option for investors looking to grow wealth over time. The Importance of Consulting Asset Management Companies Consulting with asset management companies ensures that investors make informed decisions based on expert advice. These firms provide tailored investment strategies that align with financial goals, risk tolerance, and market conditions. They offer access to a range of asset classes, from traditional stocks and bonds to alternative investments like real estate and private equity, ensuring a well-rounded portfolio. Volition Cap: A Smart Choice for Asset Management Volition Cap offers a comprehensive approach to asset management, specializing in helping investors access diverse and high-growth opportunities across Africa. They provide tailored investment solutions, combining expert financial management with deep local market insights. By working with Volition Cap, investors can benefit from a structured and strategic investment approach that maximizes returns while managing risk. Volition Cap Products 1. Dollar Fund: Premium USD-denominated investment designed to optimize financial growth. 2. Pooled investments:Get some of the highest returns in the market by participating in a cooperative pool. 3. Mastermind: Our exclusive communities are designed to accelerate wealth, scale businesses, and build networks. 4. Investment Planning: Wealth advisory for individuals, families and organizations. 5. Investment Education: Free investment courses for Africans and Diasporans. 6. Remittance Investing: A service that helps you transform your gifts and projects into an investment and the returns can be used to take care of your expenses in Africa. 7. Fund & Treasury Management: Portfolio management for businesses, cooperatives and trusts. If you’re seeking growth in African markets, Volition Cap stands out as a partner that understands the region’s unique opportunities and challenges, making it an ideal choice for asset management.For more information, visit our contact page and reach out to us.
How a Fund Investment Company can be a Path to Diversified Wealth Growth
A fund investment company is a financial institution that pools capital from multiple investors to invest in a diversified portfolio of assets. These assets can include stocks, bonds, real estate, and other securities. Managed by professionals like Volition Cap, investment funds aim to generate returns while minimising risk through diversification. Types of fund investments include: Benefits: A fund investment company provides accessible ways for individual and institutional investors to grow wealth, leveraging the expertise of fund managers and shared risk models. Whether targeting specific sectors like technology, infrastructure, or real estate, these companies make investing easier and more efficient. Challenges: In essence, Volition Cap offers a structured approach to wealth creation, blending opportunity with risk management for investors looking to diversify their portfolios. As a fund investment company, we play a pivotal role in helping investors grow wealth through diversified portfolios managed by us. Here are a few benefits you stand to gain when you consult with us: Volition Cap stands out by offering tailored investment solutions that cater specifically to the needs of African investors. We provide access to high-potential projects, making us a reliable partner for long-term growth. Our strategic approach and local market insights empower investors to make smarter financial decisions while tapping into Africa’s dynamic markets. Got an inquiry? Contact us today.
A Path to Wealth Creation Investment Funds for Africans
Investment funds for Africans are powerful tools for growing wealth by pooling resources to invest in diverse markets. These funds offer access to high-potential opportunities across sectors like real estate, agriculture, technology, and infrastructure, enabling individuals to participate in economic growth with reduced risk. By investing in funds, Africans can diversify their portfolios, benefit from professional management, and access ventures that may have been previously out of reach. Types of Investment Funds Benefits of Investment Funds for Africans Investment Funds and Economic Growth Beyond individual wealth creation, investment funds play a broader role in fostering economic development in Africa. By channeling funds into key sectors such as infrastructure, healthcare, and technology, they help drive growth and create jobs. These funds also promote financial inclusion by offering accessible opportunities for everyday Africans to participate in their continent’s economic rise. Challenges to Consider While investment funds offer great potential, they also come with challenges such as market volatility, currency fluctuations, and varying regulatory environments across African nations. Therefore, conducting due diligence and working with reputable financial institutions or fund managers is crucial for African investors to achieve their long-term goals. In summary, investment funds offer Africans a path to wealth creation and economic empowerment by providing diversified, professionally managed portfolios. These funds enable individuals to invest in sectors such as real estate, agriculture, infrastructure, and technology, accessing opportunities that may otherwise be difficult to navigate independently. Volition Cap plays a crucial role in this empowerment by offering tailored investment solutions designed specifically for African investors. Through our pooled investment vehicles, we provide access to lucrative, vetted projects across the continent, supporting sustainable growth and long-term returns. For inquiries, contact us now.
A Growing Frontier of Real Estate Investors in Africa
Africa’s real estate market is witnessing rapid growth, driven by urbanisation, a growing middle class, and increasing demand for residential and commercial properties. Investors are attracted to opportunities in major cities and emerging economic hubs where infrastructure projects and real estate developments are booming. Focus areas for Real estate investors in Africa Why Invest in Real Estate in Africa? Opportunities and Challenges While the African real estate market offers vast opportunities, challenges such as regulatory barriers, infrastructure deficits, and political risks need to be carefully managed. Investors must conduct thorough due diligence and partner with experts like Volition Cap who understand the nuances of each market. Sustainable Development and Affordable Housing A significant trend in African real estate is the focus on sustainable development and affordable housing. Many investors are looking at green buildings and smart cities to meet the growing need for housing that aligns with sustainable practices. Affordable housing is also crucial, as governments and private investors seek to address the housing deficit faced by many African countries. The Role of Partnerships Partnerships between governments, private investors, and financial institutions are key to unlocking the potential of Africa’s real estate sector. Collaborations between local developers and international investors have led to large-scale projects that are transforming cities and providing much-needed infrastructure. Volition Cap plays a pivotal role in connecting real estate investors with high-potential projects across Africa. Through their pooled investment funds and tailored investment solutions, Volition Cap offers access to exclusive real estate ventures, helping investors achieve significant returns while contributing to Africa’s economic growth. As Africa continues to urbanise and develop, its real estate market presents a prime opportunity for investors looking to tap into high-growth areas. With proper planning, partnerships, and risk management, real estate investors in Africa can play a significant role in shaping the continent’s economic future. For more information, contact us.
Achieving Financial Independence: Insights from Our Wealth Mastermind
Achieving financial independence is more than just a lofty goal—it’s a life-changing pursuit that can reshape the way you live, work, and interact with the world. At Volition Cap, our Wealth Mastermind empowers individuals on this journey by providing exclusive insights, actionable strategies, and a community of like-minded peers who are committed to building long-term wealth. In this post, we’ll dive into key takeaways from our Wealth Mastermind sessions and explore how they can help you on your path to achieving financial independence. 1. Mindset Matters: Developing a Wealth-Building Attitude A major factor in achieving financial independence is cultivating the right mindset. It’s not just about accumulating money—it’s about shifting your perspective to think like an investor. This means taking proactive steps to manage your finances, identifying growth opportunities, and focusing on long-term wealth-building. Many of our Wealth Mastermind members discover that financial freedom is closely linked to an abundance mindset. This involves concentrating on opportunities rather than obstacles and ensuring that your money is working for you. Cultivating this mindset is a foundational step toward achieving financial independence. 2. Multiple Streams of Income: Diversification Is Key Relying on just one source of income makes achieving financial independence more difficult. A core principle in our Wealth Mastermind is the importance of creating multiple streams of income. Whether through investing in real estate, launching a business, or making strategic market investments, diversifying your income sources is crucial to both protecting against economic shifts and accelerating your path to financial freedom. We encourage our members to explore income-generating assets like rental properties, dividend-paying stocks, and passive business ventures. This diversification not only reduces risk but also speeds up the process of achieving financial independence. 3. Smart Investing: Maximizing Returns While Managing Risk A key element of achieving financial independence is growing and protecting your wealth. In the Wealth Mastermind, we cover strategies for smart investing, helping members understand how to evaluate opportunities and manage risk effectively. Balancing your portfolio with a mix of high-reward investments and safer, more stable options is crucial. This approach allows you to grow your wealth over time, while minimizing potential losses—keeping you on the path to financial independence. 4. Leveraging Networks: The Power of Connection One of the most valuable aspects of our Wealth Mastermind is access to a robust network of entrepreneurs, investors, and financial experts. Building and leveraging relationships is key to achieving financial independence. These connections often lead to collaborations, joint ventures, and strategic partnerships that can fast-track wealth-building efforts. In today’s interconnected world, who you know can be just as important as what you know. By surrounding yourself with motivated, like-minded individuals, you create a powerful support system to help achieve your financial goals. 5. Financial Education: Staying Ahead of the Curve Continuous learning is essential for achieving financial independence. The economic landscape is ever-evolving, and staying informed ensures you can make well-timed decisions. Our Wealth Mastermind provides ongoing education, covering topics from tax strategies to emerging investment trends. Our members consistently sharpen their financial literacy, staying ahead of market changes. This ongoing education is critical to building sustainable, lasting wealth and achieving financial independence. 6. Accountability and Goal Setting One of the biggest challenges in achieving financial independence is staying committed. In the Wealth Mastermind, accountability and clear goal setting are central. Members regularly set financial goals and check in with each other to ensure they’re on track. This accountability structure helps members overcome distractions, stay focused, and move steadily toward their ultimate goal: achieving financial independence. Achieving financial independence is not an overnight process, but with the right strategies, mindset, and support, it’s well within your reach. At Volition Capital, our Wealth Mastermind provides a roadmap to achieving financial independence, giving you the tools, knowledge, and network needed to create sustainable wealth. If you’re ready to take the next step toward financial independence, consider joining our Wealth Mastermind. Together, we’ll help you build a future where money is a tool for realizing your dreams.