Mutual fund investors pool funds together to purchase a broad range of stocks, bonds and other assets mostly through a company. Mutual fund investors don’t directly own the stock in the companies the fund purchases, but they do share equally in the profits or losses of the fund’s total holdings — hence the “mutual” in […]
The dream of every small business is to grow into a big firm and it is important to know that no matter how great your business idea is, without finance there is little or nothing that could be achieved. However, it Is a well-known fact that attracting investors can be incredibly difficult and time-consuming. Here […]
Starting a business can sometimes be compared to having a new baby. It is usually an exciting time, presenting different opportunities and risks as you nurture it to grow. This is why it is important, as a small business owner, to choose the right partner when you are starting or expanding your business. A lot […]
How to manage crisis, explains some key steps that can be taken by a small business owner when handling crisis. In business, crisis is certain and most small businesses tend to forget that it doesn’t just happen to the big corporations. Crisis can occur as a result of theft, ailments, injury, loss of major customers […]
Last year, we wrote to you about how you can position your startup for funding. We noted that most startups fail. Failure is more frequent than success in that startup life. It is difficult to run a startup, but it is also rewarding. We therefore offered a guide that detailed how to position yourself for […]
Life is hard, but it can be much harder without savings. This is Nigeria, so you are only one disaster away from needing urgent funds. Also, the only way to become wealthy is by saving and investing. And saving comes before investing. Do you ever feel like it is impossible to save no matter how […]
Inflation reduces the purchasing power of currency, which leads to increases in the prices of goods and services. Inflation can occur when demand outpaces supply for goods and services. As the demand for a particular good or service increases, the available supply decreases. Few items are left to match many wants. Buyers may then want […]
Crude oil remains Nigeria’s dominant revenue earner. So, over the years, the Nigerian government has struggled to finance its budget mainly due to low revenue caused by oil price volatilities. The result of this is an increasing budget deficit and borrowing from both domestic and international bodies. In September 2020, the nation’s public debt stood […]
The AfCFTA (African Continental Free Trade Area) agreement aims to create a continental free trade area for goods and services in Africa. Durggh. It is expected to liberalise and facilitate the free movement of people, investments and businesses across the continent. This way, the rate of intra-African trade (currently at 16 to 17 percent) will […]
Again, the Youth Empowerment Fund In November, the federal government earmarked a N75 billion youth empowerment fund. The Minister of Youths and Sports Development, Sunday Dare, explained that the fund is billed to cater for youths within the age bracket of 18 and 35. According to him, the fund “is meant to create a special […]
Principal guaranteed investments in Dollar funds and bonds.
Starting Amount: $100
Tenure: 12 months
Risk Level: Low
Target Return: 10.5% p.a
Principal guaranteed investments in Real estate and bonds.
Starting Amount: $50,000
Tenure: Variable
Risk Level: Low
Target Return: Custom
Principal guaranteed investments in Real estate and bonds.
Starting Amount: $5,000
Tenure: 3 years
Risk Level: Low
Target Return: 12% p.a
Bespoke fund investments in Dollar funds and stocks
Starting Amount: $10,000
Tenure: 5 years with a minimum 1-year holding period. Returns are paid annually.
Risk Level: Low
Target Return: 15% – 20% p.a